Powered by The Weather Company

Reduce Claims with Proactive Weather Alerts

Real-time, geotargeted weather alerts that protect Insurer policyholders before the storm hits—building trust while reducing claims costs.

API-powered alerts with Insurer branding, privacy-first architecture, and scalable delivery for your entire national footprint.

30-day proof of concept available • No integration fees • Privacy-first design

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Why It Matters – Benefits for Everyone

For the Insurer

  • Reduce Claims: Encourage protective action before damage occurs (e.g. hail, flood, wildfire).

  • Increase Customer Retention: Deliver real, useful value to policyholders at key moments of risk.

  • Strengthen Brand Trust: Show up with care, consistency, and credibility — powered by The Weather Company.

  • Differentiate the Product: Add proactive weather alerts as a unique and tangible policy benefit.

  • Lower CAT Exposure: Drive down avoidable loss in high-risk zones with just-in-time communications.

  • No IT Lift: API-first, no-integration model for rapid proof of concept and scalable rollout.

For the Policyholder

  • Peace of Mind: Know when severe weather is headed your way — before it's too late.

  • Trusted Source: Alerts are powered by the same forecasting engine trusted by airlines, governments, and media.

  • Actionable Guidance: Clear steps to take for every event: move your car, evacuate, prep your home, etc.

  • No App, No Logins: Alerts arrive by text or email, no downloads required.

  • Always Branded: Every alert comes from your insurer — not a third party — reinforcing value and trust.

  • Timely + Local: Alerts are personalized to the exact location of your home or car.

How It Works: Simple, Scalable, Secure

Four powerful steps to protect your policyholders and reduce claims through intelligent weather monitoring

1

Select Hazards

Insurer defines which weather events matter most—hail, wind, flood, wildfire, and more.

2

Trigger Engine

We monitor threats using geospatial data and precision triggers in real-time.

3

API Delivery

Alert payloads are securely sent to Insurer's delivery systems via API.

4

Branded Visuals

Each alert pulls from Insurer-branded inventory showing the exact hazard.

Technical Overview – Operational Flows

Scaled Operational Flow (Live Deployment)

Once the system is live, The Weather Company supports full automation across alert targeting, generation, and delivery using the following model:

  1. 1

    Condition Selection: The insurer selects which hazards and weather conditions they care about (e.g., hail, wildfire, flooding, wind, lightning).

  2. 2

    Trigger Logic Creation: The Weather Company builds geospatial triggers based on latitude and longitude (or ZIP) that correspond to these conditions, using proprietary and industry-trusted data sources.

  3. 3

    API Delivery: When a trigger is activated, a corresponding alert payload is sent via secure API to the insurer's centralized messaging system (e.g., internal notification hub, CRM).

  4. 4

    Internal Routing: The insurer then routes the message to affected policyholders using their own first-party customer data (ensuring privacy and compliance). Delivery channels may include SMS, email, app push, or IVR systems.

  5. 5

    Branded Alert Inventory: Each alert payload includes a reference to a white-labeled alert creative template (SKU) pre-hosted within the insurer's internal creative asset system.

  6. 6

    Display: The branded alert is sent to the policyholder, showing the specific hazard, timing, location, recommended actions, and subtle co-branding "Powered by The Weather Company."

Proof of Concept Flow (30-Day Test)

To demonstrate system value with zero production risk, we run a fully simulated test inside the insurer's sandbox environment:

  1. 1

    Test Cohort Creation: The insurer sets up 1,000 dummy policyholder accounts in their sandbox system, spread across the 1,000 ZIP Codes in the U.S. with the highest historical weather hazard density.

  2. 2

    Hazard Selection: The insurer chooses 3–5 hazards they want to test (e.g., hail, flash flood, lightning).

  3. 3

    Trigger Engine Activation: The Weather Company activates geospatial logic that monitors these 1,000 test ZIP Codes for the selected conditions in real time for 30 days.

  4. 4

    Alert Simulation: When any condition is met in one of those ZIPs, the system fires an alert to the appropriate dummy account via API, mimicking how it would function at scale.

  5. 5

    Creative Templates: Each alert references a branded creative template SKU (e.g., HAIL-001-GEICO), which is hosted inside the insurer's sandbox asset library, and gets delivered as if it were a real customer alert.

  6. 6

    Observability: The insurer monitors delivery paths, timing, and alert content to confirm the correct policyholder routing and usability of alerts in downstream systems.

  7. 7

    Optional: The Weather Company can send a subset of alerts to internal test channels (e.g., exec SMS, internal dashboards) to enable human QA and feedback.

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Enterprise-Grade Solution

Built for Scale, Powered by Data

Our platform supports Insurer's full national footprint with privacy-safe architecture and scalable delivery. You keep control of your customer relationships—we power the insights.

National Coverage

Monitor every ZIP code across the United States with precision geotargeting

Privacy-First Architecture

Blind architecture ensures we never receive policyholder data—100% secure

Lightning-Fast Deployment

API integration ready in weeks, not months—minimal development overhead

Scalable from Day One

Handle 1,000 or 10 million policies with the same reliability

Try It First—No Risk, No Commitment

Get started with a 30-day proof of concept to experience the power of proactive weather alerts

30-Day Proof of Concept

Test our weather alert system with 1,000 dummy policies across the 1,000 highest-risk ZIP codes in the U.S.

Simulated Delivery via your dev sandbox environment

Real Weather Events trigger actual alerts in real-time

Insurer-Branded Visuals from custom alert inventory

Fully API-Driven—no sensitive policyholder data exchanged

Performance Metrics and detailed reporting included

Zero Financial Commitment

No setup fees, no integration costs, no ongoing charges during the trial period. See results first, then decide.

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1,000

Test Policies

1,000

High-Risk ZIP Codes

30

Days to Test

$0

Upfront Cost

Transparent Pricing

Simple, Scalable Pricing

Flat fee per policy with no hidden costs. Pricing scales with your volume—the more policies you protect, the more value you deliver.

$1–$5 per policy / year

Final pricing depends on volume, coverage scope, and customization level

Example Calculation

1,000,000 policies × $4
Total Annual Cost: $4M

No integration fees$0

No setup costs$0

No hidden charges$0

ROI Calculator

Average claim cost: $3,500
Claims prevented (1%): 10,000
Savings: $35M

8.75x ROI on a $4M investment

Predictable Costs

Volume Discounts

Flexible Terms

No Lock-In

Ready to Put Weather to Work for Your Insurer?

Fill out the form below and we'll get back to you within 24 hours to discuss how proactive weather alerts can reduce claims, build trust, and elevate your customer experience.

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